SIP Calculator

Calculate the power of systematic investment planning and compound growth

Investment Details

Amount you can invest every month

Typical equity mutual funds: 10-15%

Longer periods harness the power of compounding

Quick Presets

Why Choose SIP?

🎯 Disciplined Investing

  • • Automated monthly investments
  • • Builds financial discipline
  • • No need to time the market
  • • Reduces emotional investing

💪 Power of Compounding

  • • Earnings generate more earnings
  • • Exponential growth over time
  • • Earlier you start, better returns
  • • Time is your biggest asset

📊 Rupee Cost Averaging

  • • Buy more units when prices are low
  • • Buy fewer units when prices are high
  • • Averages out market volatility
  • • Reduces overall investment risk

Smart SIP Tips

✅ Best Practices

  • • Start early, even with small amounts
  • • Increase SIP amount annually (Step-up SIP)
  • • Choose diversified equity mutual funds
  • • Review and rebalance periodically
  • • Stay invested for long term (5+ years)

⚠️ Things to Avoid

  • • Don‘t stop SIP during market downturns
  • • Avoid frequent fund switching
  • • Don't expect immediate returns
  • • Avoid putting all money in one fund
  • • Don't ignore expense ratios