Retirement Planning Calculator

Plan your retirement with advanced projections, scenario analysis, and goal-based planning

Premium Features - Completely FREE

✨ Scenario Analysis

📊 Interactive Charts

💰 Tax Optimization

🎯 Goal Planning

Personal Information

Current Age

Retirement Age

Current Monthly Income (₹)

Life Expectancy

Financial Details

Current Savings (₹)

Monthly Contribution (₹)

Expected Annual Return (%)

Post-Retirement Expense (%)

% of current income needed

Economic Assumptions

Inflation Rate (%)

Retirement Planning Guide

🎯 Start Early Strategy

• Time is your greatest asset in retirement planning
• Start with small amounts and increase gradually
• Use SIP for disciplined monthly investing
• Take advantage of employer matching programs

💰 Tax-Efficient Investing

• Maximize 80C deductions (₹1.5L annually)
• Consider NPS for additional ₹50K deduction
• Use ELSS mutual funds for tax savings
• Plan for tax-free withdrawal strategies

📊 Portfolio Diversification

• Mix equity and debt based on age
• Reduce risk as you approach retirement
• Consider international diversification
• Review and rebalance annually